Budget Woeee

[sincere]

Does anyone know anything about Washington Mutual, aka WaMu?

Does anyone know anything about banks they would / wouldn't recommend? I'd really appreciate the advice. Carrying around $5000 in checks all the time isn't helping me budget.

Comments

[sphere.livejournal.com]

I've only been with WaMu for a few months, but I haven't had any problems with them. Of course, the one I go to is new, so that might just be new store!good service, but I don't know. I haven't had anything to complain about.

The bank I wouldn't recommend is Bank of America. They try to get things done with the least amount of effort involved, which leads to mistakes, which leads to lost money. I've had a lot of trouble with them.

[phinnia.livejournal.com]

WaMu is vaguely spotty and I've heard some awful things about them re: overdrafts and checks (a friend had problems where deposits were only processed up to 11PM but withdrawals were processed up to midnight, which was pure stupid.) We're with Wells-Fargo, which is ... well, frankly it's good as long as you don't have any actual money issues or problems with your account ever, but God help you if you run into any kind of financial trouble, because they'll skin you alive. Also be aware that they process withdrawals not chronologically, which is sane and normal, but from largest to smallest amount on a given date.
But they have this nifty direct deposit advance feature which is kind of handy.

[arana-suteshi.livejournal.com]

Wells Fargo has been good to me. Bank of America was a terrible. WaMu...I've heard good and bad, but my friend who works there says you're better off somewhere else.

[sinistersundown.livejournal.com]

You're alive. T__T

The only good bank I ever had was a credit union. Right now I have a local one that seems okay.

[yashahime.livejournal.com]

I personally would recommend Commerce, if there's one around--WaMu isn't much worse than most.

I HEARTILY endorse the OMG NOES! about Bank of America, though. They are the fucktards who wound up screwing my credit over so bad that for a while I could not get a checking account in the state of Delaware.

[innueneko.livejournal.com]

I've been using WaMu for a while, probably like 1-2 years and they've been pretty nice, not really any problems. I've heard a lot of bad stuff about Wells Fargo though. :P

[sorairo-laina.livejournal.com]

Chevy Chase Bank is wonderful. My family's used it for years and years.

[apapazukamori.livejournal.com]

Eep, I'm having a great experience with Bank of America. The "keep the change" thing is really, really handy. I would steer clear of Citibank in any way, shape or form. Haate them.

[sorceressakemi.livejournal.com]

I've been with WaMu for quite some time (several years, at least), and have not had any problems with them. The place I usually go has friendly people. Their website is a bit slow sometimes, though.

[paradoxhorizon.livejournal.com]

I do my banking through Wells Fargo and so far have had no problems, but then I'm very uncomplicated financially so far.
My mother does banking through Bank of America and Wells Fargo. She's had more complicated banking things than me (including identity theft and changing various details about accounts) and as far as I know has had very little trouble with either, or at least the sort of minor trouble that can be cleared up with a quick phone call.

[luvbishie.livejournal.com]

I wouldn't go with Bank of America either. I switched to M&T (not sure if you've got one of those where you are), but they have free checking with direct deposit, or totally free checking is that you have to have a transaction every 90 days or it's an $8 service charge. And that's all I know about banks.