Lack of emo or tact

[sincere]

Enough of that damn emo on my LJ. *kicks it*

I would do this meme I just saw which was like, "Name a fandom and I will name an unpopular opinion I have about it," but I do that all the time anyway. (Hey, y'all, I don't care what anyone says: Will Turner is a jackass.)

Instead, I ask intelligent questions. Has anyone else consolidated student loans and has some tales of woe and/or recommendations for me? I need to because my payments are coming up in, uhh, August.

Comments

[yashahime.livejournal.com]

Avoid Sallie Mae AT ALL COSTS. They suck. If you have loans with them, try AES for a consolidation loan. AES are nice people.

[rosesnrubies.livejournal.com]

Mine were consolidated through AES also, and that's where I do my payments. However I thought I got a notice in the mail a while back that they might have been sold to Sallie Mae - I'm not totally positive, am going to go look tonight.

AES has been great though, and they'll send email reminders for your payments :)

[yashahime.livejournal.com]

My mother used to work at a bank, and she said that they would sometimes sell accounts, yes. If yours were sold to Sallie Mae, I'd get away from them ASAP. Sallie Mae has a habit of not applying your payment where it's supposed to go and then charging you fees out the wazoo. They lost a deferment form--fortunately, I had records--and even though the back-dated the deferment for the time period in question, they still wanted me to pay a small fortune in fees on it. We had Words. With the supervisor's supervisor. But that's a REGULAR OCCURENCE with Sallie Mae.

[rosesnrubies.livejournal.com]

Would my loan be owned by Sallie Mae though if I am still continuing to pay through the AES website?

I've heard lots of bad stuff about Sallie Mae in the past few months.

I really ought to read the boring letters...

[yashahime.livejournal.com]

If you're paying through the AES website, then they're still owned by AES. You may have gotten one of their stupid "give us your money and business!" letters. I get them all the time.

[kay-willow.livejournal.com]

Thanks for the advice about Sallie Mae -- the one I was considering is through them, and I see from the experiences here that the consensus is "no fucking way." XD

[phinnia.livejournal.com]

Mine (and Chris's) are consolidated through these people (http://www.ed.gov/directloan) and I've never had a problem with them, and you can fill everything out online. :-)

[kay-willow.livejournal.com]

Thanks for the tip. :3 I'll take a look. ♥

[jade-fragment.livejournal.com]

Have no opinion on Loans or whatever, just thought I'd like to say:

Yes, Will IS a Jackass! Thank you!!

[kay-willow.livejournal.com]

God, he so is. He's like, "Pirates are bad people. Therefore it's okay to lead them around and betray them at every turn and sell them out for my own ends and generally be a jackass to everyone not Elizabeth." REPEAT FOR THREE MOVIES.

Faaaaail.

[krillia.livejournal.com]

I have no opinions on loans save DO consolidate. In the end, it'll probably save you a crapton of money.

Just keep on the company and make sure that you've been consolidated. I had that problem with my company Nelnet, (http://www.nelnet.com) and I know someone else who had the same problem with another company.

[kay-willow.livejournal.com]

Okay, good advice! Thanks. ^_^